Caution! Online scammers.
Recently, online fraudsters have been increasingly stealing money from bank cards. This becomes possible because the victims themselves provide their bank card details.
Currently, there are 2 main methods of deception that are widely used:
1) "Vishing," which involves fraudsters spoofing the real phone number to a bank's phone number, and impersonating bank employees or law enforcement officers under the pretext of canceling a transaction, tricking cardholders into revealing confidential information – card number, expiration date, three-digit code on the back – or prompting them to install software (remote access) for online or mobile banking operations.
2) Phishing, the goal of which is to obtain bank payment card details. The fraudster, under any fraudulent pretext, forces the victim to follow a link to a fake website and enter their card number, expiration date, and CVV code there, in order to steal this data and "empty" the bank account.
Cybercriminals skillfully forge various popular online resources that provide services to the public and have online payment services: online marketplaces, delivery services, retail chain websites, and so on.
Residents of Beshenkovichi town and Beshenkovichi district have not been spared by this problem, and currently there is a surge in theft of funds using computer technologies. As of now, 3 crimes under Part 1 of Article 212 of the Criminal Code of the Republic of Belarus have been committed in the Beshenkovichi district, with a total material damage caused to the residents of our district amounting to 2362.45 Belarusian rubles.
For example: In February 2022, a resident of Beshenkovichi district was contacted by a malicious actor via the "Viber" messenger. The latter introduced himself as a bank security officer and informed that attempts were being made to steal funds from the victim's bank card. During the conversation, the attacker convinced the victim to install the "AnyDesk" application on her computer (which allows him to see all operations performed by the computer user, and in some cases allows remote control of the computer). During further communication, using this application, he obtained the bank payment card details of the victim, as well as the SMS code to approve fund transfer operations, which allowed him to steal funds from the victim in the amount of slightly more than 1000 Belarusian rubles.
In January 2022, another resident of our district was deceived. He posted an advertisement on the "Kufar" website for the sale of hisadvantages, after some time, a fake buyer contacted him, who offered to arrange the purchase and payment using one of the postal services, after which he sent the victim an internet link to receive payment for the goods (the appearance of the site is no different from the original). By entering the details of his bank card on the specified website, the victim not only did not receive payment, but also lost his money in the amount of about 350 rubles.
Funds are usually transferred to payment resources such as electronic wallets, bank cards of foreign countries, and from them funds are transferred to any payment services. It is very difficult to track their path.
How to protect yourself from money theft via the Internet?
1. Most importantly, never, under any pretext, give anyone your bank card number or your card's security code. If a friend or acquaintance writes to you who really needs help, call them back and make sure it is really them. In any case, do not transfer your personal bank card details through social networks.
"VKontakte" has a feature called an additional security layer. Go to settings and use it. Then, if someone tries to hack your page, you will receive a notification on your mobile phone;
3. Enable the 3D-Secure function – an additional password to protect your card for any online purchases. The bank will explain how to do this. If it is enabled, you will need to enter a special code to make a payment online; the bank will send it to you via SMS. Without this code, money will not be withdrawn from your card.
Department of Internal Affairs of the Beshenkovichi District Executive Committee