Timely and full payment of mandatory insurance contributions to the fund's budget is not just a legal obligation, it is the foundation of your social security today and a guarantee for tomorrow.

The right to an old-age pension depends on the insurance record (in 2025, it is 20 years). Only those months for which mandatory insurance contributions have been paid to the fund's budget are included in the insurance record.

The pension amount is influenced by both the length of service and the amount of income from which contributions are paid to the fund's budget. Thus, if individuals engaged in entrepreneurial activities have paid contributions from income not exceeding the minimum wage for at least 20 years (minimum insurance record), they will only be eligible for the minimum old-age labor pension.

It is extremely important to plan your pension future today!

You can increase the amount of your future pension by paying mandatory insurance contributions to the Social Protection Fund from income exceeding the minimum wage.

I.e., the higher the income declared in the PU-3 forms (annual reporting form to the Social Protection Fund), the higher the amount of contributions paid, which directly affects the size of future pensions.

In addition, the amount of temporary disability benefits and maternity benefits is calculated based on your average earnings for a certain period, which, in turn, is based on the amount of contributions paid.

Do not limit yourself to the minimum – invest in your social protection!